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I wanted to pay it down while the rates were low, 10% would’ve started off ok, but obviously the lower it got, the less that was. Makes sense from the bank’s pov, seems a fair trade-off for a fix.
Always up for a chat
I wanted to pay it down while the rates were low, 10% would’ve started off ok, but obviously the lower it got, the less that was. Makes sense from the bank’s pov, seems a fair trade-off for a fix.
It just feels like a huge gamble. I went the tracker route between 2012 and 2018 only because I didn’t want the overpayment restrictions imposed by fixed deals.
Luckily it worked out, had I gone for a fixed rate I’d still be slowly paying it off, at a higher rate.
For every person who did well, there’s someone else who didn’t, mostly through unlucky timing.
It’s crazy in the UK too, where 3-5 year fixes are common. I’ve know folk who at renewal next year will be paying £500-£800 extra, each month.
My biggest impact has been gas and elec, which maybe added that amount to my annual bill. I can’t imagine the stress.
I don’t mind one dog in an office, but how does that scale? Even two dogs feels like a bad idea, let alone multiple. I agree that if you have to leave your dog alone for 6hrs, you probably shouldn’t own a dog.
As for restaurants, you can’t be comparing dogs to small humans. It’s more appropriate to compare dogs to other animals - should I be allowed to bring my cat, or an obedient pet rat or snake to a restaurant?
It’s bizarre how dogs have this universal free pass.
I also find the “just look how bad the hands are heh heh heh” thing so dumb … it’s going to learn how to draw hands pretty quickly
This is not news. Stop upvoting Twitter spam, it’s not even vaguely interesting.
And within 12 hours, have forgotten 90%
Absolutely fine to politely ask for a salary range, in my experience. I’ve never found they hide it, but the ranges can be broad.
Blaming young adults and families is unfair. Many institutions need to be held to account for advertising outcomes which don’t materialise for their students.
Unfortunately it seems there are no consequences for the universities, and it’s not hard to make those qualifications seem both alluring and lucrative.
There’s got to be a way to hold them to account for the countless graduates who don’t end up finding industry positions.
I’m probably in an echo chamber. I hope that 2nd application goes well for you.
In my experience, good candidates (including interns/juniors) are still landing the roles. Hiring in tech/design/product is tough because there’s a deluge of applicants who’ve either coasted during the boom, or been sold a lie by an educational institution.
You can spot the ones who apply for 40 jobs a week, and those who’ve used chatGPT a mile off, and they’re usually the worst candidates, with long, bland, unfocused resumes.
LinkedIn is full of my worst ex-colleagues bemoaning the lack of opportunities, like they’re entitled to it.
Please tell me if I’m being unfair. Maybe I should be less cynical.
A shameful culprit IMO was the Kermode and Mayo film review. Two wealthy broadcasters (one extremely wealthy) who left the BBC, created an objectively worse show, half of which immediately went behind a paywall. Then they started voicing atrocious adverts and wingeing that people should pay so they could keep the lights on.
They could easily have experimented with a Patreon, but the arrogance was clear.
The only upside was that I felt no pain in dropping them like a stone, but I do miss the old show and never found a good replacement.
I know what you mean, but it would depend on my current situation. Assuming I’ve had to find another job with short notice (and I’m still in my probation period) it could be a great opportunity to leverage a massive pay increase, then spend the next year planning a proper move.
I wouldn’t list it as separate employment on my CV, unless I knew it was going to be scrutinised, in which case, it’s easily explained and reflects pretty well - they wanted me back.
Coddling has the negative connotation - to consistently overprotect. Occasional spoiling is an entirely different and good thing.
You missed my point. I’m ignoring nothing, I’m suggesting OP seek out men who will be supportive, because they’re not hard to find.
I’m certain I could find studies as proof, but don’t we all already know this to be true?
Plenty of men can deal with this, and plenty of women can’t. It’s not helpful to see this as a gender thing, you’ll only feel more alienated. You might want to seek out some new social connections?
I’ve been though divorce recently and despite being very amicable, it’s caused me to reset - some things broke, but being more emotionally open has been one of the good things. I’m still pretty reserved but a few things are different:
As an aside, I never watched much porn because I found it so cold and alienating. It’s interesting that you found the opposite. Anyway, I’ll stop there and wish you well!
After a couple of bad questions, I’ll either excuse myself, suggest we carry on separately, or (ideally) ask to be sent a list, for me to ignore at my leisure.
Sorry Greg, we’re not here to answer your dumbass questions, or indulge your hypothetical edge cases.
Employers will quickly learn that leashing a person to their laptop will not prevent wasted time, it’ll cause them to waste time in other ways, and will drive away talent. The only harm is when it impacts outcomes, which is easier and more beneficial to track.
It’s pretty obvious when someone is underperforming, you don’t need to know whether they’ve been doing the laundry between meetings.