Probably has to do with the investments themselves. You may not be personally ‘picking’ the investments, however, most target funds include investments that have such investments. Source: wife works at a financial institution. Also I’m drinking so Google it ontop of it or something.

Edit* Also totally shouldn’t count.

Wait what? I know exactly zero men who walk around with a satchel. Only time I use a backpack is when I’m going to work or going to the airport or something. Otherwise it’s a wallet all the way. All my other guy friends are the same.