Cold storage is enough. Most of the data are pictures and videos that i don’t access regularly. I was looking at Hetzner but it looks like most of the servers are in the EU. I’m based out of the US so i’m guessing file transfer would be slow. I also don’t have experience with Hetzner but if they are reputable then i don’t have an issue with going down that route.

I currently have a NAS at home and another one at my parent’s house a few towns over. I don’t know anyone out of state that’s willing to host a NAS for me. I prefer to have my data in the cloud since me and my parents don’t live that far from me and the data is irreplaceable.

+1 for bitwarden. I use the desktop app + browser extension + Android app. I have to manually hit the sync button on the android app every so often but other than that it just works.