• Flying Squid@lemmy.world
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    1 year ago

    I’m in exactly the same boat as you. Undereducated, lower paying job than my wife, mortgage, etc. I’ve frequently had panicked thoughts about what I would do if she died. And we have a kid, which makes it even worse.

    • Riven@lemmy.dbzer0.com
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      1 year ago

      Part of the reason my partner and I don’t want kids. It’s almost impossible to raise them alone and she has a preexisting condition that she wouldn’t want to pass on to them. If she passes away I could always just go live in my car by the beach and be fine. Wouldn’t be able to do that very well with a kid.

    • solstice@lemmy.world
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      1 year ago

      Consider term life insurance? (Not whole life which is a ripoff.) It’s usually pretty cheap for a 20 year policy that’ll give you a few hundred grand if the worst happens. Like literally $20-$50/month. I’m not a salesman, don’t work in insurance, just a suggestion.

        • solstice@lemmy.world
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          1 year ago

          Flying squids family seems to be OK, that user was responding to the guy with cancer wife. Not too late for them I don’t think.

        • trexman@sh.itjust.worksOP
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          1 year ago

          Yeah, if you’re in your 20s and reading this, and your healthy, get term life insurance now. Get it while it’s go out to dinner cheap. I’m 43 on medication due to congenital issues and mine is $350 PER MONTH!