I know this might just reflect financial culture differences across countries, but let’s give it a try

Edit: as a clarification, I meant credit card compared to debit, not to cash

  • greensage@lib.lgbt
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    1 year ago

    American here, 99% of the time I use credit cards. It’s just generally easier than carrying cash and nearly all vendors accept it. Beyond that I get a % back as points to trade for gift cards or in my case plane tickets. Another item is that if I get robbed I can quickly recover or head off any lost money.

      • NebLem@lemmy.world
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        1 year ago

        Credit cards have better identity protection and handle disputes more favorably than a bank debit card here.

        • dlok@lemmy.world
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          1 year ago

          Yeah I get that just in the UK they’re much more commonly used than credit cards. The way the post I replied to was worded sounded like it was cash or credit and that’s it

      • greensage@lib.lgbt
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        1 year ago

        We do, I have a couple. I don’t really use them though, you don’t get the points. I always make sure to pay my credit cards off each month so it’s worth the points for me.